When you’re buying insurance, there are so many options. How do you know which one is best for you? The answer: it depends on your needs. Are you a high-risk driver? Do you have a spouse or other family member that requires coverage in the event of your death?
Would you prefer to pay monthly instead of making a single payment upfront? These are all things to consider when choosing which insurance company is right for you. At Kaus Insurance, we take pride in helping our customers find the perfect policy for their situation. With so many companies, it can be hard to decide which is safe and reliable.
Kaus Insurance: An Overview
Kaus Insurance, Inc. was founded in 1944 and has been providing insurance services to the Greater Boston area. It has built its reputation on reliable, professional, and prompt service. It is an independent insurance agency, meaning we don’t work for any insurance provider. Instead, we shop around to find the best rates with various carriers.
This gives us the ability to offer you a wide variety of options and prices so that you can see the best policy for your needs. Kaus Insurance is committed to providing each of our customers with the highest level of service.
We work hard to ensure you get the best deal possible and that you always treat respect. Kaus Insurance is an independent insurance agency serving South Shore, Boston, and Cape Cod families since 1944
Kaus Insurance Is An Independent Agency
When shopping for an insurance company, it’s essential to understand how independent agencies like Kaus Insurance are different from captive agents or direct writers. Captive agents work for one company, so they only offer products from that one company.
Direct writers don’t work with multiple companies, and they don’t have relationships with various carriers either. Independent agents like Kaus Insurance represent numerous companies, and we always put our customers first when finding them the most affordable rates available on the market today.
We always look out for our customers’ best interests, and we strive to give them highly personalized service in all aspects of their policy management experience with us. Kaus Insurance is an independent insurance agency serving South Shore, Boston, and Cape Cod families since 1944.
What type of Insurance Does Kaus Provide?
Auto Insurance, Homeowners Insurance, Renters Insurance, Business Insurance, Life & Health Insurance, and many more. It offers a wide variety of products that can help you protect yourself and your family at the lowest price possible.
Kaus insurance is an excellent choice if you’re looking for an independent agent to help you find affordable home and auto coverage at the best rates possible. They have many years of experience helping families just like yours find affordable coverage they can count on to protect themselves from all types of unforeseen circumstances, including natural disasters or unexpected accidents.
You’ll be glad to know that working with an independent agent will allow you to find premium quality coverage from multiple companies simultaneously! This means that when you get your free quote from Kaus insurance today and then decide which policy is right for you, you will be able to choose from multiple companies and their policies so that you can get exactly what fits your needs perfectly!
Auto Insurance for High-Risk Drivers
If you have a few moving violations or a recent accident under your belt, you may be considered a high-risk driver. This means you’ll have to pay significantly more for your auto insurance. While this can be frustrating, don’t despair. There are a few things you can do to bring your premiums down.
One thing you can do is ask your current insurance provider for a rate reduction. Your current provider can likely put in a good word for you with the new company and get you a lower rate. Another option is to talk to a few different insurance companies. There are various providers, so one of them may give you a lower rate.
You may also consider adding a safe driver discount to your policy. This is a bonus that most companies offer to low-risk drivers.
You’ll Receive Quality Customer Service.
At Kaus Insurance, we know how important good customer service is. We want to ensure our customers are happy and get the coverage they need. That’s why we make customer service a top priority.
Whether you’re inquiring about your policy or calling to ask a question, you’ll always be treated with respect. We’ll work hard to ensure you understand your policy and what you’re cover for. And if you have any questions, you can count on us to get you an answer as quickly as possible.
You’ll Pay Month-to-Month.
When you buy a policy from one of the big insurance companies, you’ll have to pay for it all at once. This can be a significant amount of money, especially if you’re a younger driver with a clean record. If you have an older car, you might be paying a lot for coverage you don’t even need.
When you work with Kaus Insurance, you can choose a payment plan that works for you. We have you covered, from paying a small down payment to setting up a monthly payment plan.
Your Premium Is Guaranteed To Stay The Same Or Go Down
One of the most significant benefits of working with an independent insurance agent is that you’ll be able to shop around for the best rates. This means you can get the coverage you need at a price you can truly afford.
If you shop around, there’s a good chance you’ll end up paying less for your premiums than you would for a big insurance company. A clean driving record, you’ll likely be able to get a lower rate. The end up paying less for your premiums than you would for a larger company, you’ll have the extra money in your pocket.
Family Protection Plan – FP
This protection plan from Kaus Insurance was designed to provide coverage for a spouse or family members if you pass away. If you have a spouse who doesn’t work or dependents that are too young to get a job, this can be an essential service. The Family Protection Plan covers funeral expenses, a one-time death benefit payment, and a monthly death benefit payment. This gives your family members financial support while figuring out how to move on and adjust to their new lives.
Cohabitation Agreement (CoDA) and Cohabiting Partners Agreement (CPA)
Many couples don’t consider the importance of putting a plan in place during a breakup or death. If you and your significant other don’t have a plan, it can be challenging to determine who gets what. It can also be hard to figure out who will take care of what bills.
A cohabitation agreement is a simple document that you can use to lay out your expectations for each other. A cohabitation agreement can be as straightforward or complicated as you want it to be.
It can include things like who pays for what bills or how you’ll handle financial issues during a breakup. A cohabitation agreement is a great way to put a plan in place, no matter how long you’ve been together.
Frequently Asked Questions
Q: What is Kaus insurance?
A: Kaus Insurance is a financial and legal arrangement for unmarried couples who live together.
Q: Why do unmarried couples need Kaus insurance?
A: Unmarried couples may not be able to acquire life insurance on the other partner without proof of a marriage license. This is because most life insurers will not issue policies to partners living together without evidence of legal marriage.
Many unmarried partners don’t have access to each other’s assets and property, making it hard to settle debts and other financial obligations after a breakup or after one partner pass away. Kaus Insurance can help protect you and your partner if something unexpected happens, like death or separation.
Q: What exactly does Kaus insurance cover?
A: Kaus Insurance covers everything life insurance covers, including funeral costs, burial costs, and final expenses for the deceased partner, as well as monthly income payments for the surviving partner (to replace lost income).
It also includes all medical bills accumulated from the dead during their lifetime and any debt they may have left behind in their name alone (such as credit cards).
Kaus Insurance will also reimburse you for any money you spent on your loved one’s medical bills before their death (up to $5,000) to help ensure financial stability after their passing.
Q: How much does Kaus insurance cost?
A: Kaus Insurance is design to be affordable, with premium costs starting as low as $29 per month.
Q: Is this a taxable benefit?
A: No, Kaus insurance is not consider a taxable benefit from your employer, and you will not have to pay taxes on any payments received under the terms of your plan except for those made for final expenses.
Q: Is Kaus insurance a type of life insurance?
A: No, Kaus insurance is not life insurance. Life insurance policies typically pay out a certain amount of money to your loved ones when you die, or they may reimburse the beneficiary for your final expenses.
Kaus Insurance is designed to help offset the financial strain that losing a partner can cause.
Q: Who is eligible to receive payments under the Kaus insurance plan?
A: Any EOP employee who has been in a committed relationship with another EOP employee for at least one year and whose partner dies after being employed by EOP for at least one year may be eligible to receive payments under their terms Kaus plan.
Q: Does Kaus insurance cover pre-existing conditions?
A: No. Kaus insurance only covers a partner’s death after they have been with EOP for at least one year and are cover under the terms of the kaus insurance plan.
Q: Is Kaus insurance included in my health care benefits?
A: No, this insurance is not a part of your health care benefits.
Q: What are the benefits of Kaus insurance?
A: Kaus insurance’s benefits are design to financially support your partner’s family in the event of your death.
Kaus Insurance has a long history of providing excellent service to its customers. Their reputation for delivering high-quality coverage at affordable rates has made them a popular choice among Massachusetts residents. If you live in the South Shore, Greater Boston area, shopping around and comparing rates from a few different companies is worth your time. You’ll likely find that Kaus Insurance offers the best rates for your needs.